General Liability Insurance in Lake Worth, FL
Accidents and legal claims can create costly setbacks for any business. General liability insurance is designed to help cover the financial impact of injuries, property damage or advertising-related claims made against your business.
At United Home & Auto Insurance, LLC, we help business owners in Lake Worth, FL, explore general liability policies that reflect the realities of their day-to-day operations.
What Is General Liability Insurance? 
General liability insurance is a foundational business policy that may assist with expenses if your business is found responsible for harm to a third party. This may include the following situations:
- Bodily injury, such as if a customer is injured on your premises
- Property damage, such as when an employee accidentally damages a client’s belongings
- Personal and advertising injury, which can include claims of libel, slander or copyright infringement
This coverage is often the first step in building a broader business insurance plan. For many businesses, it’s required for leases, vendor agreements or licenses.
Who Needs General Liability Insurance?
If your business interacts with clients, works on other people’s property, or operates a physical location, general liability coverage is worth considering. The following businesses commonly carry this coverage:
- Contractors and tradespeople
- Retail shops and service businesses
- Consultants and freelancers
- Landlords and property managers
- Event organizers and vendors
Even small incidents can lead to legal claims or settlement costs. Having coverage in place can help you avoid handling those expenses on your own.
How Much Does This Coverage Cost?
Premiums vary based on business size, location, risk exposure, and claims history. Many small businesses pay between $400 and $1,500 per year for general liability coverage, although your rate may differ depending on your industry and coverage limits.
Where to Get General Liability Insurance
At United Home & Auto Insurance, LLC, we help businesses secure general liability policies that fit their work and contract requirements. Contact us today for a quote or to review your current coverage.