SR-22 in Lake Worth, FL
An SR-22 is a form that your insurance company files with your state to confirm that you carry the required liability coverage. It’s often required for high-risk drivers who have committed serious or repeated traffic violations.
Who Needs SR-22?
You may be required to file an SR-22 if you fall under any of the following categories:
- Convicted of driving under the influence
- Have multiple traffic violations in a short time
- Involved in an accident without insurance
- Need to reinstate your driving privileges after suspension or revocation
How Much Is SR-22?
The cost of an SR-22 filing is generally low. However, due to the increased risk of filing a claim, insurance coverage costs typically rise when you must file an SR-22. Several factors affect how much you’ll pay, including the following:
- Your driving record
- Your home state
- Your age and gender
- The type of vehicle you drive
- The insurance company you choose
How Do I Get an SR-22?
To fulfill SR-22 filing requirements, you must contact an insurance provider licensed in your state. Not all insurers offer SR-22 filings, so you may need to shop around.
Once you purchase a policy, your insurer will file the form with your state’s Department of Motor Vehicles. After filing, you’ll receive confirmation, and your status will be updated accordingly. You must maintain continuous coverage during the required period to avoid additional penalties or extended filing time.
Learn More About SR-22
Contact United Home & Auto Insurance, LLC today to learn more about SR-22 filing requirements or request a quote for high-risk auto insurance.